What Is Collaterize?
Collaterize is a Real-World Asset (RWA) protocol built on Solana that transforms offchain value into onchain financial instruments. It allows asset originators to tokenize physical or contractual assets such as invoices, revenue streams, commodities (e.g., Pokémon cards), or asset-backed notes. This process turns the assets into composable tokens that can be used across the Solana DeFi ecosystem.
By bridging traditional finance with blockchain rails, Collaterize unlocks liquidity from asset classes that were previously inaccessible to DeFi users.
How Collaterize Works
Collaterize operates through a carefully structured tokenization route. An asset’s originator submits a verified real-world asset, they are passed through Collaterize for compliance and verification before they are minted as tokens on the blockchain. Each tokenized asset carries detailed metadata such as valuation, maturity profile, yield terms, and risk parameters. These tokens can then be supplied into Collaterize markets, traded, or used as collateral to access liquidity without liquidating the underlying asset.
Collateralization and Real Yield
Unlike most DeFi protocols that generate yield from inflationary token incentives or leverage loops, Collaterize sources yield directly from real-world cash flows. Users who provide liquidity to RWA pools earn returns tied to the performance of the underlying asset itself.
This structure introduces sustainable, non-crypto-native yield to Solana while offering borrowers a capital-efficient way to unlock liquidity from productive assets.
Getting Started with the Collaterize App
Download the Collaterize app here for iOS users and here for Android users. Input your details such as email, phone number and password.
Verify the phone number used to set up the account and proceed to the homepage to start trading Real-World Assets.
After setting up the Collaterize account, the entire market is on the first page of the app tagged “Store”.
On this page is a digital collectible that represents an NBA icon of the Chicago Bulls’ legend Scottie Pippen in a 1995 SP Card. The price for each share that constitutes the whole is 0.1 € (But it is already sold out). The physical card is kept safe while its representative is onchain.
Different kinds of goods are available on Collaterize, from Real Estate to natural resources like Uranium.
DeFi primitives such as yield strategies are also available on Collaterize. The mRE7YIELD structured by the RE7 Capital team is available in thousands of shares for users to generate consistent returns on their holdings.
Collaterize makes use of Stripe’s verification system to authenticate the identity of each user so as to maintain compliance and prevent malicious users from accessing the application.
The Profile section contains the details of the account where personalized edits can be made on profile picture, username, email address and a change of password.
Risk Isolation and Transparency
Each asset pool on Collaterize is isolated, meaning the risk of one asset does not spill over into others. All asset details, valuation updates, and performance metrics are published onchain just as they are displayed on the Collaterize UI in the mobile app. This allows users to independently assess risk rather than rely on opaque offchain structures that used to be common in the blockchain industry.
Why Collaterize Matters
DeFi’s next phase depends on its ability to integrate real economic value. Collaterize provides the link between blockchain capital and traditional asset markets. This also expands Solana’s utility beyond speculation into real financial infrastructure.
Conclusion
Collaterize is not just another RWA platform on Solana; it is an execution layer for bringing real-world value onchain. By enabling compliant tokenization, collateralized borrowing, and sustainable yield from offchain assets, Collaterize positions itself as a foundational product in Solana’s move toward a fully integrated onchain financial system.
